Cayman Islands Financial Regulations

Sources

• anti-money-laundering-regulations-2025 - Regulations detailing AML and due diligence requirements.
• banks-and-trust-companies-act-2025 - The legislation regulating banking and trust businesses.
• banks-and-trust-companies-licence-applications-and-fees-regulations-2021 - Rules on application processes, capital requirements, and base fees.
• banks-and-trust-companies-licence-applications-and-fees-amendment-regulations-2025 - The 2025 amendment introducing a tiered asset-based fee structure for Category "A" licences.
• beneficial-ownership-transparency-act-2023 - The primary law on beneficial ownership reporting.
• beneficial-ownership-transparency-amendment-act-2025 - Expanding the beneficial ownership framework, access, and exemptions.
• beneficial-ownership-transparency-regulations-2024 - Administrative rules, fines, and procedures for beneficial ownership.
• building-societies-act-2020 - Law governing the incorporation and regulation of building societies.
• companies-act-2025 - The foundational legislation governing companies in the Cayman Islands.
• companies-amendment-and-validation-act-2024 - Amendments for name reservation, reinstatement, and express fees.
• companies-management-act-2025 - The law regulating corporate service providers.
• companies-management-amendment-regulations-2024 - Establishes a tiered, volume-based renewal fee schedule for corporate service providers.
• companies-winding-up-rules-2023 - The procedural rules for liquidating and restructuring companies.
• cooperative-societies-act-2020 - Law governing cooperatives and credit unions.
• directors-registration-and-licensing-act-2014 - Registration and licensing rules for fund directors.
• directors-registration-and-licensing-amendment-act-2023 - Expands criminal liability for offences to partnerships and unincorporated associations.
• dormant-accounts-law-2011 - Legislation for the transfer of unclaimed funds to the Government.
• foundation-companies-act-2025 - Legislation providing for Foundation Companies as corporate alternatives to trusts.
• freedom-of-information-act-2021 - Public access to records held by government bodies.
• insurance-act-2010 - The law regulating insurance and reinsurance.
• insurance-amendment-act-2023 - Amendment extending criminal liability for offences to partnerships and unincorporated associations.
• insurance-applications-and-fees-regulations - Forms and fees for insurance licensing, including 2025 updates.
• insurance-capital-and-solvency-classes-b-c-and-d-insurers-regulations-2018 - Risk-based capital framework, admissible assets, and solvency margins.
• insurance-portfolio-insurance-companies-regulations-2015 - Framework for establishing PICs as separate legal entities within segregated portfolios.
• limited-liability-companies-act-2025 - Legislation providing for the formation and management of LLCs.
• monetary-authority-act-2020 - The law establishing the Cayman Islands Monetary Authority (CIMA).
• monetary-authority-administrative-fines-regulations-2025 - Rules on breach categories, fine procedures, and appeals.
• monetary-authority-amendment-act-2023 - An amendment expanding CIMA's administrative fining powers and enhancing information sharing.
• monetary-authority-amendment-and-validation-act-2024 - Introduces a standardized schedule of administrative fees for CIMA services.
• mutual-funds-act-2025 - Legislation for open-ended investment funds.
• mutual-funds-annual-returns-amendment-regulations-2025 - Removes the separate fee requirement for mutual fund annual return submissions.
• private-funds-act-2025 - Legislation for closed-ended investment funds.
• private-funds-annual-returns-amendment-regulations-2025 - Removes the separate fee requirement for private fund annual return submissions.
• private-funds-regulations-2022 - Definitions and administrative requirements for private funds without capital contributions.
• private-trust-companies-regulations-2020 - Exemption and registration framework for PTCs.
• proceeds-of-crime-act-2024 - The primary law for AML and asset recovery.
• proliferation-financing-prohibition-act-2017 - Legislation aimed at preventing the financing of weapons of mass destruction.
• public-authorities-act-2020 - Management and governance standards for statutory bodies.
• securities-investment-business-act-2020 - The law governing securities dealers, managers, and advisors.
• securities-investment-business-amendment-act-2023 - An amendment expanding criminal liability to partnerships and unincorporated associations.
• securities-investment-business-registration-and-deregistration-amendment-regulations-2024 - Regulations setting the $6,000 initial and annual registration fees.
• securities-investment-business-registration-and-deregistration-regulations-2019 - Outlines the administrative procedures and initial fees for SIB registration and deregistration.
• special-economic-zones-act-2023 - Legislation providing for the establishment and operation of SEZs.
• terrorism-act-2018 - Legislation establishing offences for terrorism and mechanisms for freezing terrorist property.
• virtual-asset-service-providers-act-2024 - The regulatory framework for virtual asset services.
• virtual-asset-service-providers-amendment-act-2024 - Establishes mandatory licensing for custodians/trading platforms and independent director requirements.
• virtual-asset-service-providers-amendment-regulations-2025 - Introduces a dedicated licensing framework and revised fee schedule.
• virtual-asset-service-providers-regulations-2020 - Defines the registration process, operational standards, and issuance rules for VASPs.